Business Resolutions for 2015

It’s not too late to set some resolutions for 2015.  Your business also may need some resolutions.  According to Sam Meenasian with All Business Experts, he writes in 5 New Year’s Business Resolutions, some resolutions that he feels are important to all business owners.

2015 resolutionsSome of his Business Resolutions include:

  1. Market more – Marketing  connects customers to your company. There are many ways you can market your business without much financial cost such as using social media and email marketing to reach out to customers.
  2. Provide better customer service – Customer service can always be improved.  One way to find out where to begin is to ask your customers what they think are the good and bad points of your customer service as it is now. This can be done by conducting a survey or by talking to some regular customers.
  3. Make sure you have enough staff – Many companies cut back on staffing during the recession.  If possible increase you staff by either hiring full-time employees, part-time employees, and/or independent contractors depending on your specific needs.

To see all of the resolutions go here.

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Seasons Greetings and Happy New Year

All the best wishes to you and your family this holiday season.

And wishing you a wonderful New Year, 2015!

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Ten Tips For Holiday Spending

Did you overspend last year on your holiday gifts?  Want to keep your costs under control this year? Janet Bodnar with Kiplinger outlines 10 ways to keep you out of debt this year in Ten Holiday Shopping Tips.  Some of Bodnar’s tips are summarized below:

"Piggy Bank With Gold Coins" by cute image

“Piggy Bank With Gold Coins” by cute image

  1. Pay cash – Using cash, especially large bills will make you think twice about what you are spending.  Also, if you use your debit card you can only spend what is in your account.
  2. Know thy enemy – If you must use a credit card for shopping, be sure to read the fine print and choose the card with the lowest rate and most favorable terms.  Also, pay the bill off in full if at all possible.
  3. Keep a running tally of your credit-card spending – After shopping, deduct all that you’ve spent from your checking account balance.  This will ensure that you have enough money available to pay for your purchases.
  4. Have a plan for paying off your bills – Set a goal of when you should have all bills paid off. It will help if you cut your spending budget this year.

Please read all of the ten tips here.

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Eight Steps Needed If Email Gets Hacked

At one time or another you’ve probably received and email from a contact or friend that was suspicious.  Their email account might have been hacked. Unfortunately, hacking occurs far too often and your own email may be targeted.  If you should become a victim of hacking there are eight steps that you need to take to reclaim your email and protect it.

"E-mail Postbox Shows Sending And Receiving Mail" by Stuart Miles

“E-mail Postbox Shows Sending And Receiving Mail” by Stuart Miles

Suzanne Kantra of Techlicious writes in What To Do When Your Email Gets Hacked the steps you need to take if this happens to you.  Some of Kantra’s steps are as follows:

Step #1: Change your password. This is the first thing that you need to do.  Be sure to make your new password strong by using a mixture of upper and lower case letters, numbers, and symbols.  Do not choose anything that could be easily guessed such as your name, and keep your email password different from other passwords.

Step #2: Reclaim your account. Hopefully the hacker didn’t change your password and lock you out of your account.  If that happens, you will need to reclaim your account.  Depending on the type of email account you have, this can be accomplished by using the “forgot your password” link, answering the security questions or using your backup email address. Please check with your specific provider Gmail, Outlook, Hotmail, Yahoo! or AOL.

Step #3: Enable two-factor authentication. It is also important to require a second form of authentication in addition to your password. You can do this in your email settings.  Once again, check with your specific provider. This will provide another layer of security when you log into your email account from a different device.

Step #4: Check your email settings. Check to be sure that the hacker didn’t change your settings to forward a copy of all your emails to themselves, added a spam signature, or  turned on an auto-responder.

Please be sure to read all of the steps here, and keep your email secure.

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Work From Home Habits

Many professionals are now working from home.  Some work full time, others part time. There are many advantages to having a home office, but staying productive and effective on the job may require setting some guidelines for yourself.

"Couple Drink Coffee" by Ambro

“Couple Drink Coffee” by Ambro

Jayson Demers of Inc. recently wrote about the habits needed for the remote worker in 10 Great Habits for Working at Home.  Demers outlines the habits including:

  • Establish a designated working area – set a designated space to work without distraction.
  • Dress for the job – getting out of the pi’s and into something at least semi-professional helps your mindset to stay on task.
  • Set hours and stick to them – with a set schedule of working hours, your time will be maximized  and procrastination will be kept at a minimum.
  • Specify tasks for each day- having specific objectives that need to be met each day keeps you focused and on task.
  • Don’t sacrifice face-to-face interaction – meeting with clients and team members from time to time will boost relationships and reinforce work related objectives.

Please read all of the 10 great habits here.

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It’s Not Too Early To Plan For The Holidays

free gift

graur razvan ionut

Holiday spending expectations are up again this year.  According to Deloitte forecast,  holiday sales could reach $986 billion which is an increase of nearly 5% over 2014.

Raham Rapier of, writes in Deck the Halls Now: Why You Ought to Prepare for the Holidays Even Earlier, the importance of planning ahead this year.  Rapier notes that David Gilbert, CEO and co-founder of San Diego-based National Funding, says “It’s all about planning” and “Knowing your needs up front can avoid a lot of headaches.”

In addition to increasing  advertising and hiring seasonal workers, Rapier outlines three tips for preparing for a special holiday season:

  1. Plan well in advance - Typically most businesses look for funding in October, but this year September has had the most activity according to Gilbert.  “…which is a sign of a bigger lead up to the holidays this year.”
  2. Consider short-term loans – Many businesses will want to make sure that they have sufficient inventory, to accomplish this a alternative lender may be a good idea.  Since interest rates are typically higher, be sure to pay these off quickly.
  3. Lease equipment just for the season

Please read the entire article at

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What Customers Really Want

Most business owners believe that their customers want “quality products, best value and great customer service.” according to Geoffrey James with Inc.   James writes in Customers Have 7 Hidden Desires,  that although they do want quality, value and customer service, the following things are truly what they want.



  1. Customers want to feel important – they want to know that they matter to you
  2. Customers want to be appreciated – they want to feel that you truly want to sell to them and that you will put the customer first.
  3. Customers want to talk about themselves – Focus on the customer, not the business owner
  4. Customers want success and happiness – they want to feel like you are helping them meet their own goals

To read the entire article and the other customer desires go to





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Keep your Keys Safe and Help Avoid Thieves

Think your home and all your valuables are safe while you’re away?  Maybe not.

Elwood W. McKay III

Elwood W. McKay III

Jeff Rossen and Charlie McLravy of Today write in New technology could give thieves key to your door, literally.  They describe a new website called  At this site, a clear photo of any house key, taken with your smartphone, can be uploaded  to the site.  Then a duplicate key for your home can be made.  The software at the site analyzes the grooves of the key from the photo. Then a machine drills out the key’s teeth, perfectly matching the key in the picture.  They will mail the key to you for only $6.00.

“Police recommend you treat your keys like you would your driver’s license or a credit card: Don’t leave them lying around or let anyone you don’t trust handle them.”

To read the entire article, go to

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Social Media and Your Business

Everyone seems to agree that Social Media is a good thing.  But how important is it really?Peter Rosler, Inc. recently wrote 5 Benefits of Social Media Business Owners Need to Understand.  He identified Social Media Marketing’s benefits that can impact your business and affect your bottom line.

By: Stuart Miles

By: Stuart Miles

These benefits include:

  • Increase brand awareness - Your brand can easily be introduced to people. Social networks are used by more than two-thirds of the country, and  content can spread virally to others.
    • Relevanza reported that 78 percent of small businesses attract new customers through social media
    •  Adroit Digital states 75 percent of online Americans said product information found on social media influences their shopping behavior and enhances brand loyalty

Continue reading

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Startup Mistakes to Avoid

The number of new startups are growing every year, however the survival of these new business’ over 5 years is unfortunately far less than desirable.  Marla Tabaka of Inc., an entrepreneur coach for 12 years,  describes some mistakes startups need to watch out for in 7 Devastating Startup Mistakes to Avoid.

Included in these are:

  1. Taking it personally – When you put so much of yourself into your business sometimes it’s difficult to separate your business from yourself.  This makes it more difficult to accept criticism, rejection, or mistakes.  When this division is understood, better business decisions will result.
  2. Underestimating expenses and ignoring numbers – Business’ cost money!  When setting the budget for your startup, at least double what you think you’ll need before launching.
  3. Not understanding the role of an entrepreneur - As a new startup, you may need to handle many responsibilities within your company.  However, eventually you will need to focus on being the CEO with a clear vision which includes polices, culture and growth opportunities.

Please read all of the mistakes to avoid at

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